Finance & Loan Calculators
Work out loan EMIs, SIP and FD returns, PPF, EPF and NPS savings, income tax under both regimes, take-home salary, GST and more - calculated in your browser.
20 tools in this category
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Money Calculators That Show Their Working
Before you sign a loan, start a SIP or choose a tax regime, it helps to see the numbers yourself. These calculators give you the result and the details behind it - year-by-year tables, the split between principal and interest, and the formula used. Everything is calculated in your browser, so your salary and loan details never leave your device.
Loans
The EMI Calculator covers home, car, personal and education loans with a full repayment schedule. See how much a part payment saves with the Loan Prepayment Calculator, and work out a US-style monthly payment with taxes, insurance and PMI using the Mortgage Calculator.
Investing and Saving
- SIP Calculator - monthly SIP, step-up SIP and lumpsum returns, plus the SWP Calculator for regular withdrawals.
- FD, RD and PPF calculators for guaranteed-return savings.
- Compound Interest, Simple Interest and CAGR calculators for any investment.
Salary, Tax and Retirement in India
Compare the old and new regimes for FY 2026-27 with the Income Tax Calculator, turn your CTC into a monthly figure with the Salary In-Hand Calculator, and check your HRA exemption under the new eight-city metro rule. For retirement, project your EPF, NPS and gratuity, and find your target with the Retirement Calculator and Inflation Calculator. Businesses can add or remove GST at the current rates with the GST Calculator.
A Note on Accuracy
Rates and rules in these calculators were checked in October 2026: income tax slabs for FY 2026-27, GST 2.0 rates, PPF at 7.1% and EPF at 8.25%. Returns on market-linked investments are never guaranteed, and your bank or employer may calculate some details differently, so use the results for planning and confirm important decisions with the provider or a qualified adviser.